Tags: microsoft money

04/15/13

  07:59:00 am, by The Dreamer   , 523 words  
Categories: General, Home

Blast it, I missed a payment

I don't know if the stars were against me, the delays in timings at my bank or complacency in expecting everything to work, or something in particular about this time of year. Or, that I've been ignoring the nag screens up buy Quicken 2013...but, it has been general practice for me to only upgrade every 2-3 years, ever since I started with Microsoft Money 98.

The last version of Microsoft Money was "Plus" (AKA 2008), and its electronic capabilities would last at most 3 years, though it started ending sooner as banks stopped supporting it. Though oddly I have an account that only offers csv or ofc (the older Microsoft Money format) for downloads. The newer format OFX started appearing in 1999 with the rush towards Y2K, though the format was devised in 1997 (when I started with Microsoft Money 98)....by Microsoft, Quicken and Checkfree. Though Quicken uses a variant known as qfx.

But, a payment to a card was missed on Friday. >:-(

It had seemed lately that my bank was taking an extra day to update my balance to reflect the direct deposit of my pay, and occasionally the debits from their online bill payment service. Because I usually check all my accounts electronically first thing in my morning....Monday to Friday....(when I'm at home), and I will occasionally check once or twice on the weekend.... There was no activity reported on my account when I checked Friday morning (though there were errors in connecting the days before Friday... Just as two transactions that posted on Saturday to a credit card were missing from this mornings download, but included 4 transactions that posted on Sunday.)

Though it was my understanding the bill payment service pays the bill (a few days before the payment date, when they mail payments on my behalf. Or the day before when they pay my bill electronically. They also have the option to issue a check that drafts directly against my account, which they have done on occasion...such as when I use them to pay doctor bills.) and then debits my account first thing on the day that payment was to reach the biller.

April 12th was payday, and I had a number of bills that were to be paid that day. The total of bills that day, would amount to $17.35 more than my existing balance. But, it is also generally understood that my pay is also reflected first thing and before the debits of the day.

Though now that I think of it, I was told that this is how things were done at my bank in Ohio, and I just assumed that things worked that way now that I'm in Kansas.

Also in years past...with my previous bank account...there was a quirk in transaction downloads, which I presume was an artifact that the download has transactions time stamped in local time, but don't contain timezone information. Resulted in transactions appearing to occur early during standard time. Likely because the bank was headquartered in Indiana...so when Ohio is experiencing eastern daylight time, it is matched to Indiana's staying with central standard time all year. Though I guess moving to Kansas was what fixed that glitch....

:**:

03/21/10

  04:42:08 pm, by The Dreamer   , 688 words  
Categories: General, Software, Computer, BOINC

trying to switch to Quicken Premier 2010

This is the second last weekend that I can make the switch to Quicken Premier 2010, before my copy of Microsoft Money Plus Deluxe expires.

It had been kind of annoying the last couple of weeks, with Microsoft Money warning of impending expiration and asking if I want to renew....where the renew doesn't do anything because Microsoft has discontinued the product, etc.

I'm sad, I've been using Microsoft Money since 98 (the version, I started using the software in 1997) to manage my finances.

I had originally intended to learn about Quicken and purchase it in December and start using it in the new year. In parallel to Microsoft Money and slowly migrate to it. Because I had heard horror stories about the conversion process (import/export and lose lots of info/detail)....but then I heard that there was going to be a direct conversion process available. Though the intent of the timing was still there....but other things came along and I got busy, so it got put off...and put off.

But, I had envisioned that I would finally purchase the software and make the conversion after I did my taxes (and hopefully before Microsoft Money Plus expires.)

I had never actually seen the expiration message before, usually upgrading to the latest version of Microsoft Money before well before then. Though I usually skipped a version here and there. Namely the progression was like 98, 2000, 2001, 2003, 2005, 2007, Plus...I'm pretty sure that's right, vaguely recall having 2001 and making the switch from even years to odd years. There was something that was a bug in Microsoft Money, that was finally fixed in the 2001 version. Or it was some online download data format change, or both.

At the time it was one of the main reasons I was resisting the abandonment of Windows and switching to a Mac. Unfortunately, I've acquired a bunch of other things since then that are Windows only. Though VMware or VirtualBox was a consideration...there is a new wrinkle in why I'll likely go with a Windows box as my next host. That's CUDA projects in BOINC are mainly for Windows systems. There are a few Linux ones, but then only 64-bit Linux.

Anyhoo....I decided that this was the weekend to make the start. I had been moving the software in and out of my Amazon.com cart trying to decide on when I would finally get it. But, then I decided that I would opt to getting via Amazon Download. Part of me wanted the warm fuzzy of having a physical CD, that I can then lose when it comes time to reinstall...not sure what I'm going to do with all my apps when I finally get around to buying that new computer to replace my old circa 2003 computer.

I bought it and downloaded it yesterday, and figured I'd get to doing it today (Sunday).

Well, so far it hasn't gone so well. Everytime I start, and select conversion....it goes for a very long time, and then crashes. I worry about whether things are right and don't really want to go through the 12+ years of records to see what's missing. The initial screen doesn't look right to me, so that doesn't help....though who knows.

I then tried running file repair, still crashed. Removed my password (even though it did seem to have an issue), still crashed. Repair again....

Not sure what I'm going to do now. Wonder if I can take a couple weeks off from work to go through everything and see if things are right, etc.

:##

Or maybe I'll just accept no more online services and stay with Microsoft Money Plus. Though its going to have a big impact on my daily routine, and not sure what it'll do to my account tracking. There are accounts where the only updates I get are through online services, missing statements every now and then, etc. Plus the online service downloads have helped me catch fraudulent activity on my cards much sooner than if I had to remember to check the card sites manually or review statements.

Hmmm... :hmm:

Plus there's still that whole, what do I do when I finally upgrade to a new computer....

06/11/09

  08:07:27 am, by The Dreamer   , 227 words  
Categories: Hardware, Software, Computer, Healthcare

Microsoft is pulling the plug on Money

Link: http://www.channelregister.co.uk/2009/06/11/microsoft_money_cancelled/

Its personal finance and small business software package.

The software will no longer be available to buy after 30 June and anyone who has bought MS Money needs to activate it before 31 January 2011.


My copy expires in March 2010. Hopefully Intuit will have a painless way for us to migrate to the Mac version :?:

Though there are other reasons to still run Windows at home....Money was always on the top of the list for reasons why I was hesitant to make the full leap to running something other than Windows as my main desktop system. I have been playing with some of the stuff that needs windows with XP installed in VirtualBox. Like while EncoreViewer will run in the VM, it can take up to 5 tries to successfully read the smartcard. While I've almost never had trouble reading the card into my circa 1993 Windows XP Desktop.

Wonder when I'll get serious about making the switch. I suppose one option would be to start new in 2010. But, there have been many times that I've searched all the way back to 1998 when I first started using Money.

Full story »

Now instead of subjecting some poor random forum to a long rambling thought, I will try to consolidate those things into this blog where they can be more easily ignored profess to be collected thoughts from my mind.

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